A USDA home loan is a no-down-payment mortgage for low- and moderate-income homebuyers in largely rural areas. USDA loans are part of a national program created by the U.S. Department of Agriculture to help create loans for first-time homebuyers or people who don’t meet conventional mortgage requirements. The benefits of a USDA mortgage include no […]

Affordable homes exist – here’s how to find one Table of Contents Preparing To Shop for Houses Location, Location, Location Choosing the Right Property Type What Size Home Can You Afford? Interior and Exterior Features Home Condition and Expected Repairs The Bottom Line Frequently Asked Questions (FAQs) Home prices have reached all-time highs, but you’re […]

Know your chances of qualifying for a mortgage Buying a home is a dream come true for many people, but reaching that goal with a mountain of debt standing in your way can be challenging. If you have debt that might hinder your ability to qualify for a mortgage, a real estate agent may recommend […]