17 Mar 2022 Pre-Qualification vs. Pre-Approval: What’s t... “You’ve Been Pre-Qualified!” We’ve all received mailers and emails letting us know that our finances are in good shape to buy a house. The message usually goes on to say that you’re a great potential customer to become a homeowner. After a pre-assessment of your finances, credit history, and earning potential, a lender has determined […] Share on Facebook Share on Twitter
9 Feb 2022 12 Personal Finance Do’s and Don’ts when Refin... When you refinance your house, the new loan pays off the existing loan. The most obvious advantage of refinancing is helping financially strained borrowers to use some of the money from their home’s value to cater to other needs. This is especially helpful when you’re anticipating an increase in your budget. Other benefits include shortening […] Share on Facebook Share on Twitter
7 Feb 2022 What are USDA home loans and am I eligible for one... A USDA home loan is a no-down-payment mortgage for low- and moderate-income homebuyers in largely rural areas. USDA loans are part of a national program created by the U.S. Department of Agriculture to help create loans for first-time homebuyers or people who don’t meet conventional mortgage requirements. The benefits of a USDA mortgage include no […] Share on Facebook Share on Twitter
24 Jan 2022 How To Find a Home That Fits Your Budget Affordable homes exist – here’s how to find one Table of Contents Preparing To Shop for Houses Location, Location, Location Choosing the Right Property Type What Size Home Can You Afford? Interior and Exterior Features Home Condition and Expected Repairs The Bottom Line Frequently Asked Questions (FAQs) Home prices have reached all-time highs, but you’re […] Share on Facebook Share on Twitter
10 Jan 2022 How Debt Consolidation Affects Buying a Home Know your chances of qualifying for a mortgage Buying a home is a dream come true for many people, but reaching that goal with a mountain of debt standing in your way can be challenging. If you have debt that might hinder your ability to qualify for a mortgage, a real estate agent may recommend […] Share on Facebook Share on Twitter
