Know your chances of qualifying for a mortgage Buying a home is a dream come true for many people, but reaching that goal with a mountain of debt standing in your way can be challenging. If you have debt that might hinder your ability to qualify for a mortgage, a real estate agent may recommend […]

Allow me to emphasize that “anyone can apply for a mortgage,” and encourage first-time homebuyers not to dismiss the prospect at the outset. That being said, self-employed applicants should also prepare for some extra acrobatics during the application process. Mortgages come in an array of flavors and sizes, and choosing the right one for you […]

Few steps in buying a home are as stressful as the closing process. While some jurisdictions refer to the closing process as “settlement” or “escrow,” it’s essentially the same wherever you go: that pivotal moment when all parties meet and the closing agent transfers ownership of a home from seller to buyer, and all the […]