Latest Articles

HOW TO QUALIFY FOR A CONVENTIONAL 97 LOAN

Whether you earn a lower income or are a first-time homebuyer without equity from a previous home, it can be challenging to come up with enough cash for a significant down payment. The good news is that there are programs that limit your down-payment requirement to just 3% without requiring you to get a government-backed […]

Now It’s Easier for Real Estate Purchasers w...

The Federal Housing Administration (FHA) is changing the way it calculates monthly student loan payments to make it easier for first-time homebuyers, especially those in communities of color, to purchase a home with a federally backed FHA mortgage. When you apply for a mortgage, your lender uses many calculations to determine how much you can […]